FinancialCalculators
18 free, privacy-first calculators built to model tax brackets, retirement runways, debt payoff schedules, and net worth projections — all running entirely in your browser.
Growth & Debt
6 calculatorsMortgage Extra Payment
See years of debt vanish by adding a little extra to your monthly principal.
FIRE Number
Calculate your exact Financial Independence number using the 4% rule.
Debt Payoff Strategy
Mathematically compare the Debt Snowball vs Debt Avalanche methods.
Roth vs Trad IRA
Evaluate whether a pre-tax Traditional or tax-free Roth IRA maximizes your retirement nest egg.
Student Loan Payoff
Simulate aggressive payment intervals and interest rate reductions to eliminate student debt fast.
Net Worth Tracker
Track your assets and liabilities with a dynamic breakdown of your total financial picture.
Income & Taxes
7 calculatorsFreelance Rate
Stop undercharging. Calculate the exact hourly rate you need to survive.
Cost of Living
Compare cities and find out what salary you need to maintain your lifestyle.
Can I Afford This?
Check if that new car or house fits safely into your 50/30/20 budget.
Salary & Taxes
Compute your 2026 take-home pay across all 50 states with exact federal, state, and FICA tax breakdown.
Salary Negotiation
See how much a starting salary difference compounds over a career and generate talking tracks.
Social Security
Estimate your future benefits based on claiming age, earnings history, and annual adjustments.
Tax Refund
Estimate your annual tax liability or refund to fine-tune your W-4 withholding.
Investment & Market Checks
5 calculatorsETF Growth Simulator
Visualize compound interest and toggle inflation to see real purchasing power.
Net Worth Percentile
Find out where your net worth ranks nationally compared to peers in your exact age group using Fed data.
Layoff Survival
If you lost your job today, exactly how long could your emergency fund last?
Inflation vs Salary
A 5% raise doesn't mean much if inflation is 7%. See your real purchasing power.
Crypto Profit
Calculate capital gains taxes, net profits, and investment returns for cryptocurrency assets.